Monthly
Simple Freelancer Bookkeeping
Tidy monthly records of your income and expenses, so your numbers are always at hand when you need them.
$65 / month
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$90 one-off · Set-Aside & Budget Coaching
Know what to set aside.
Feel steadier with your money.
A focused, supportive session for independent workers who want a clearer sense of what to put aside for tax — and a calmer, more dependable routine around an income that doesn't always arrive on schedule.
What this offers you
A clear plan for your money, built around how you actually earn it
When you know what to set aside each month — and have a simple way to do it — the financial side of freelancing stops feeling like something waiting to catch you out. This session is about building that clarity, in a relaxed, judgement-free conversation focused entirely on your situation.
A number you can actually use
You'll leave with a clear, realistic figure for what to put aside — not a rough guess, but something worked out for your situation.
A steadier monthly rhythm
Simple habits for managing irregular income, so the quiet months don't create stress and the full ones don't disappear.
Space to ask anything
The session is yours. Bring the questions you've been sitting on — nothing is too basic, and nothing is off the table.
What makes this feel hard
Irregular income makes budgeting feel like it doesn't apply to you
Most budgeting advice is written for people with a salary. A fixed amount arrives each month, you divide it up, you're done. Freelance income doesn't work that way. Some months are strong, others are thin, and the tax situation on top of it all adds another layer of uncertainty that regular budgeting tools simply don't account for.
A tax bill that arrives without warning
When nothing has been set aside, a bill at year end feels like a problem rather than something that was always coming.
No clear sense of what's safe to spend
After a good month, it's hard to know how much you can comfortably use and how much should stay put for later.
Quiet months creating real anxiety
When a slow period arrives without a buffer in place, the financial pressure can make it hard to focus on the work itself.
Not knowing where to start
The information is out there, but working out which bits actually apply to your situation takes time most freelancers don't have.
This isn't a personal failing — it's a gap in the information available to independent workers. The right conversation, focused on your actual numbers, can close that gap quickly.
How this works
One focused session, built entirely around your situation
Set-Aside & Budget Coaching isn't a generic financial course or a worksheet to fill in. It's a direct, practical conversation about your income, your expenses, and what a sensible financial routine looks like for someone who works the way you do. We work through your numbers together and come out with something you can actually act on.
01
Understanding your income pattern
We look at how your income arrives — the strong months, the quieter ones — and use that as the foundation for a realistic plan.
02
Working out what to set aside for tax
A practical, specific figure based on your income and situation — so you're not guessing, and the bill at year end isn't a surprise.
03
Building a steadier month-to-month routine
Simple habits and a clear approach to managing the peaks and troughs, so the quiet months feel less precarious.
04
Leaving with something concrete
You'll have a clear set-aside figure, a simple budget framework, and answers to whatever has been sitting in the back of your mind.
What the session feels like
A conversation, not a lecture
The session is relaxed and practical. There's no jargon, no expectation that you've already figured any of this out, and no pressure to have the right answers before we start. You bring your situation; we work through it together.
Before
You share a brief picture of your income and any questions you want to focus on. No particular format required — a rough overview is enough.
During
We work through your income pattern, arrive at a set-aside figure that makes sense, and talk through a simple approach to managing the months in between.
After
You leave with a clear plan in writing — what to set aside, how to approach your budget month to month, and answers to anything that came up during the session.
The point isn't to turn you into a financial expert. It's to give you enough clarity that money stops being something you worry about in the background while you're trying to work.
The investment
One session, one clear fee
Set-Aside & Budget Coaching is a single one-off session with a fixed fee. There's no ongoing charge, no follow-up package you have to buy, and no pressure to continue with anything else.
Set-Aside & Budget Coaching
$90
one-off session
- A focused session working through your specific situation
- A clear, personalised set-aside figure for tax
- A simple budget framework suited to irregular income
- A written summary of what we covered, sent afterwards
- Space for any questions you've been sitting on
If you're not sure whether this session is what you need, just reach out. A quick conversation will make it clear, and there's no obligation to book anything.
Why this approach works
Knowing your number changes how you relate to your money
Most of the financial anxiety that comes with freelancing isn't about the numbers being bad — it's about not knowing what the numbers are. Once you have a clear set-aside figure and a simple approach to managing your budget, the uncertainty lifts. You can look at your bank account after a good month and know what's actually available to you, not just what's sitting there.
Specific to your income
A percentage pulled from a generic guide isn't the same as a figure worked out from your actual earnings and situation.
Simple enough to maintain
The habits and routines we discuss are practical and low-maintenance — realistic for someone running their own work at the same time.
Built on your real pattern
Rather than averaging out irregular income into a tidy formula, we work with how your income actually arrives across the year.
Our commitment to you
You leave with something useful, or we talk it through until you do
The aim of this session is for you to leave with a clear, usable plan. If by the end of the session something still doesn't feel resolved, we won't leave it there. The follow-up summary is yours to keep and refer back to whenever you need it.
A written summary afterwards
Everything covered in the session is written up and sent to you. Nothing gets lost when the conversation ends.
No pressure to continue
This is a one-off session. There's no follow-up product to sell you, and no expectation that you'll need ongoing support.
A free initial conversation
If you're not sure whether this session is right for you, reach out first. We'll have a brief exchange and make sure it's worth your time before you commit.
How to get started
From message to clear plan
Getting started is straightforward. You don't need to have your numbers perfectly in order before you reach out.
1
Send a short message
Tell us a bit about how you work and what feels unclear right now. There's no particular format — a few sentences is fine.
2
We set up the session
We'll confirm it's the right fit, agree on a time and format that suits you, and let you know what to bring — which isn't much.
3
You leave with a plan
A practical set-aside figure, a simple budget approach, and a written summary to refer back to whenever you need it.
A quick note on set-asides
What does "setting aside" actually mean?
When you're self-employed, no one takes tax from your income before it arrives. That means when a bill comes, it comes from money you've already received — money that may have been spent. Setting aside means keeping a portion of each payment in reserve specifically for that purpose, so the bill is never a surprise.
The basic idea
Each time income arrives, a percentage of it moves to a separate pot — savings, a different account, wherever makes sense for you. It stays there until the bill arrives. The amount varies by your situation; working it out precisely is what the session is for.
Why it matters for irregular income
A strong month followed by a quiet one can make the set-aside feel inconsistent. We work out an approach that adjusts for your pattern, so you're not over-setting on lean months or under-setting on busy ones.
Set-Aside & Budget Coaching · $90
Ready to feel steadier about your money?
One focused session to work out what to set aside, build a calmer routine, and stop carrying the uncertainty. Reach out when you're ready — no pressure, just a conversation.
Get in touchOther ways we can help
If you need more than a session, these services may be a useful next step.
Annual
Year-End Return Preparation
Your self-employed return prepared with a clear review of allowable expenses — explained before anything is filed.
$180
Find out more